Completed Deals

Completed Deals

Hilton Smythe Finance have helped many people and businesses achieve their dreams and secured millions in commercial business loans over the years for our clients. Below is just a selection of some of our completed deals.

Completed Deals

British businesses have borrowed almost £35bn

Under the government’s three emergency coronavirus credit programmes, but the approval rate for coronavirus business interruption loans (CBILS) remains just over 50%. Of the 93,305 businesses that applied for a loan under the scheme, just 47,650 were approved.

Here at Hilton Smythe we have assisted our customers in safeguarding their businesses by obtaining £4.4m so far, with 100% of our applications being approved. If you need any assistance with this process, please don’t hesitate to get in touch.

We are not just doing CBILS, I am delighted to have just completed on 2 SIPP investment loans for a property purchase, thanks to Sharon Harrison and a commercial mortgage for a Clothing Manufacturer, thanks to Janet Watson even in this difficult time for lenders.

Commercial Mortgage

Our client saw an advert for Café G, an artisan kitchen and coffee house in Dulwich, South London, with seating for 50 customers inside and for 30 outside and a franchise business Gymboree, which offers sensory baby play combining music and movement. The businesses were being sold through Hilton Smythe Business Sales, part of the Hilton Smythe Group.

Once we understood the full financial picture, we were able to submit a lending proposal to acquire both advertised businesses. With a shortfall of a cash deposit, additional security was offered to a high street lender, which following a valuation meant the client could borrow enough to make the purchase.

Find out more >>

commercial mortgages

Commercial Mortgage & Unsecured Loan

Funding was arranged to assist our client purchase the freehold property and goodwill of a long-established sandwich shop/ grocers.

Despite the client having limited experience and no assets to secure the goodwill element of the loan, we were able to fully explain the strengths of the client and the business to the lender and managed to secure excellent loan terms on both the commercial mortgage and unsecured loan with a high street bank.

Find out more >>

Government Loans

Enterprise Finance Guarantee Loan

Another very happy client, with finance arranged to enable them to purchase an existing leasehold convenience store to add to his existing 2 other shops.

After being advised by their own bank that due to the element of goodwill involved, they could not assist, the client contacted me after a recommendation from his friend, whom I had assisted last year.

The client was concerned he would miss out on this opportunity as he had no tangible security available to offer however I managed to obtain sanction of 70% of the purchase price, using the Government’s Enterprise Finance Guarantee scheme on an excellent fixed rate of 4.65%, with a term of 10 years.

Find out more >>

Bridging Loan

Bridging Loan

Our client who has lots of experience in property investment and renovating properties required a quick purchase of a residential property as the vendor was demanding a speedy completion.

Working closely with the lender, I managed to obtain a bridging loan approval, fully underwritten within days, and then liaised closely with solicitors who worked tirelessly to complete the deal within the target date. In the meantime, full credit approval has been obtained to move the bridging loan onto a property investment loan.

Find out more >>

commercial mortgages

Commercial Mortgage & Unsecured Loan

Funding was arranged to assist our client purchase the freehold property and goodwill of a long-established sandwich shop/ grocers.

Despite the client having limited experience and no assets to secure the goodwill element of the loan, we were able to fully explain the strengths of the client and the business to the lender and managed to secure excellent loan terms on both the commercial mortgage and unsecured loan with a high street bank.

Find out more >>

Government Loans

Enterprise Finance Guarantee Loan

Another very happy client, with finance arranged to enable them to purchase an existing leasehold convenience store to add to his existing 2 other shops.

After being advised by their own bank that due to the element of goodwill involved, they could not assist, the client contacted me after a recommendation from his friend, whom I had assisted last year.

The client was concerned he would miss out on this opportunity as he had no tangible security available to offer however I managed to obtain sanction of 70% of the purchase price, using the Government’s Enterprise Finance Guarantee scheme on an excellent fixed rate of 4.65%, with a term of 10 years.

Find out more >>

Other types of Commercial Finance
  • High Net Worth Individuals

    Looking for wealth management expertise unavailable at high street banks? At Hilton Smythe, we know that one-size-fits-all approaches can hinder HNWIs’ ability to protect and grow their wealth.

  • Sharia Finance

    Seeking growth within your faith? We understand the unique challenges facing Sharia-compliant businesses who cannot take advantage of the conventional debt-based products on the market.

  • Structured Finance

    Need complex funding solutions? Enter structured finance – a way to design flexible financing solutions that reduce the risk profiles of investments while improving liquidity

  • Invoice Discounting

    Want to improve your cash flow while managing your own credit control process? Invoice discounting is a form of Invoice financing that helps you to confidentially access funds tied up in unpaid invoices to release working capital. Click the link below to find out more.

  • Commercial Mortgages

    Looking to buy, refinance or invest in a business property? Whether it’s to house your own business, expand into new premises, maximise your pension opportunities, or rent out to another organisation, you may require a commercial mortgage.

  • Property Development Finance

    Thinking about your next big development project? At Hilton Smythe, we can support a range of funding requirements – from pre-planning finance, bridging finance, through to commercial and residential development finance.

  • Invoice Finance

    Cash flow challenges holding your business back? Invoice finance is a specialist form of short-term borrowing. Securing timely payments from clients can sometimes feel like an uphill battle, hindering your ability to invest in growth opportunities. That's where our invoice financing service comes in.

  • Asset Finance

    Need to equip your business for growth? Whether it be agricultural and grounds equipment, technology and security equipment, or plant machinery, our expert asset finance brokers are here to help you secure the essential equipment and machinery you need, without upfront burdening your cash flow.

  • Commercial Bridging Loans

    Waiting for longer-term finance to be put in place? Unlock immediate capital with a commercial bridging loan. Ideal for seizing time-sensitive opportunities, our trusted advisers can help you secure short-term loans to keep your business moving forward until your long-term plan kicks in.

  • Business Loans

    Stuck in a growth rut? Nearly all businesses need finance at some point in their life – whether it is for initial start-up costs, or for major business expansions and partnership buyouts.