Completed Deals

Hilton Smythe Finance have helped many people and businesses achieve their dreams and secured millions in commercial business loans over the years for our clients. Below is just a selection of some of our completed deals.

Completed Deals

British businesses have borrowed almost £35bn

Under the government’s three emergency coronavirus credit programmes, but the approval rate for coronavirus business interruption loans (CBILS) remains just over 50%. Of the 93,305 businesses that applied for a loan under the scheme, just 47,650 were approved.

Here at Hilton Smythe we have assisted our customers in safeguarding their businesses by obtaining £4.4m so far, with 100% of our applications being approved. If you need any assistance with this process, please don’t hesitate to get in touch.

We are not just doing CBILS, I am delighted to have just completed on 2 SIPP investment loans for a property purchase, thanks to Sharon Harrison and a commercial mortgage for a Clothing Manufacturer, thanks to Janet Watson even in this difficult time for lenders.

Commercial Mortgage

Our client saw an advert for Café G, an artisan kitchen and coffee house in Dulwich, South London, with seating for 50 customers inside and for 30 outside and a franchise business Gymboree, which offers sensory baby play combining music and movement. The businesses were being sold through Hilton Smythe Business Sales, part of the Hilton Smythe Group.

Once we understood the full financial picture, we were able to submit a lending proposal to acquire both advertised businesses. With a shortfall of a cash deposit, additional security was offered to a high street lender, which following a valuation meant the client could borrow enough to make the purchase.

Find out more >>

commercial mortgages

Commercial Mortgage & Unsecured Loan

Funding was arranged to assist our client purchase the freehold property and goodwill of a long-established sandwich shop/ grocers.

Despite the client having limited experience and no assets to secure the goodwill element of the loan, we were able to fully explain the strengths of the client and the business to the lender and managed to secure excellent loan terms on both the commercial mortgage and unsecured loan with a high street bank.

Find out more >>

Government Loans

Enterprise Finance Guarantee Loan

Another very happy client, with finance arranged to enable them to purchase an existing leasehold convenience store to add to his existing 2 other shops.

After being advised by their own bank that due to the element of goodwill involved, they could not assist, the client contacted me after a recommendation from his friend, whom I had assisted last year.

The client was concerned he would miss out on this opportunity as he had no tangible security available to offer however I managed to obtain sanction of 70% of the purchase price, using the Government’s Enterprise Finance Guarantee scheme on an excellent fixed rate of 4.65%, with a term of 10 years.

Find out more >>

Bridging Loan

Bridging Loan

Our client who has lots of experience in property investment and renovating properties required a quick purchase of a residential property as the vendor was demanding a speedy completion.

Working closely with the lender, I managed to obtain a bridging loan approval, fully underwritten within days, and then liaised closely with solicitors who worked tirelessly to complete the deal within the target date. In the meantime, full credit approval has been obtained to move the bridging loan onto a property investment loan.

Find out more >>

commercial mortgages

Commercial Mortgage & Unsecured Loan

Funding was arranged to assist our client purchase the freehold property and goodwill of a long-established sandwich shop/ grocers.

Despite the client having limited experience and no assets to secure the goodwill element of the loan, we were able to fully explain the strengths of the client and the business to the lender and managed to secure excellent loan terms on both the commercial mortgage and unsecured loan with a high street bank.

Find out more >>

Government Loans

Enterprise Finance Guarantee Loan

Another very happy client, with finance arranged to enable them to purchase an existing leasehold convenience store to add to his existing 2 other shops.

After being advised by their own bank that due to the element of goodwill involved, they could not assist, the client contacted me after a recommendation from his friend, whom I had assisted last year.

The client was concerned he would miss out on this opportunity as he had no tangible security available to offer however I managed to obtain sanction of 70% of the purchase price, using the Government’s Enterprise Finance Guarantee scheme on an excellent fixed rate of 4.65%, with a term of 10 years.

Find out more >>

Other types of Commercial Finance
  • Commercial Mortgages

    Trading businesses can use Commercial Mortgages to purchase or refinance commercial property from where their business operates. We can help you find the right commercial property finance option to assist you.

  • Commercial Property Finance

    We can help you find the right commercial property finance option to assist you with either purchasing or refinancing a property to let. Whether it’s to house your own business or used as an asset that you can let out to generate additional income.

  • Commercial Loans

    It’s important to find the most appropriate commercial loan to protect your business, or to support your ambitious business plans. The right amount of money, at the right time, on the right terms, can make or break a business many times over.

  • Property Development Finance

    Property development finance is a range of loan solutions to enable property developers, investors and builders the funds to develop or refurbish houses, apartments, retail or commercial units, we can help you access the right finance.

  • Management Buyout Financing

    When it’s time to sell your business there are many options available, Management Buyout financing allows experienced people working in a company to buy out the existing management.

  • Invoice Finance

    Businesses can raise money through invoice financing or factoring, obtaining cash from unpaid invoices quickly. This method of financing is generally quicker and less stringent than traditional banking or other commercial finance solutions.

  • Invoice Factoring

    In business cash is king and if you’re looking to get the cash flowing, invoice factoring can be a way to release cash from the account receivable from your balance sheet.

  • Alternative Finance

    Alternative Finance refers to any form of business finance that comes from a non-traditional provider. It aims to offer funding away from mainstream financing, such as from high street banks and capital markets.

  • Asset Finance

    Asset Finance is a great financing option for businesses who require new assets, such as equipment, transport and machinery. It allows businesses to spread the cost of the asset over an agreed length of time.