A Commercial Bridging Loan is a quick and flexible way to get money and support your property investments. They are particularly useful when buying plots of land or buildings at auction as a short-term finance loan before arranging further finance options. Find out more>>
Property Development Finance
Whether you are looking into building or developing houses, flats, apartments, retail units, commercial or industrial sites then we can help you access the right finance.

What is Property Development Finance?
Property development finance is a range of loan solutions to enable property developers, investors and builders the funds to develop or refurbish houses, apartments, retail or commercial units.
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- Over 35 years experience
- Completely independant
- Honest advice
- Tailor-made solutions
Types of finance for property development
With a wide range of options to secure finance for property development it’s important to understand each one in more detail and to explore your options to get the right deal for you.
We can work with you to understand your circumstances and ambitions to seek a lender and the funds that meet your needs. There are lenders who are willing to provide funds to developers who are inexperienced, or have a more complex request.
Property Development Loan
Quite simply, it is a loan used to gain finance to support a property development. It can be used to purchase or refinance the property or site, with the finance secured against it. Whether it’s to buy land, a property, build, refurbish or refinance.
Commercial Bridging Loan for property development
How does Property Development Finance work?
Whether you are an experienced developer with years of experience or are looking to complete your first scheme, we have access to a huge range of specialist lenders who understand and concentrate on the building development sector.
Our experience of working with these lenders has allowed us to build up trusted working relationships with them and allow us to help source the funding to suit your specific requirements.
Unlike traditional mortgage providers and traditional banking based solutions, lenders we work with base their lending criteria on both Loan to Cost (LTC) and Loan to Gross Development Value (GDV) which gives them more options to work with a customer. Find our more>>
Usually the funding is up to a maximum of 75% Loan to Gross Development Value (GDV) or 90% Loan to Cost (LTC) which can be increased to 100% with additional security. Repayments can be on a varied schedule but can be extended up to a 24 month term.
There is a stage drawdown against Quantity Surveyor or Architect certificate to ensure fairness and compliance.
Types of Commercial Mortgages
Owner Occupied Mortgage
Commercial mortgages for owner occupiers are for trading businesses intending to use the property to run their business.
Residential Buy to Let Mortgage
A buy to let mortgage is for the purchase of a residential property to rent out to private individuals.
Commercial Buy to Let Mortgage
A commercial buy to let is also known and referred to as a buy to let mortgage for a limited company, with the purchase of residential property ultimately.
A client would apply for a commercial mortgage if for instance it is a semi-commercial property (e.g shop with a flat above) or a full commercial property (eg
warehouse).