High Net Worth Individuals - Hilton Smythe

High Net Worth Individuals

Looking for wealth management expertise unavailable at high street banks? At Hilton Smythe, we know that one-size-fits-all approaches can hinder HNWIs’ ability to protect and grow their wealth.

We go beyond standardised finance solutions, offering sophisticated tax management strategies specifically designed to maximise your financial potential and minimise your tax burden.

Photo representing a High Net Worth Individual exploring finance solutions

Finance services for High Net Worth Individuals

Many high-net-worth individuals (HNWIs), as defined by the FCA as having an annual net income exceeding £300,000 or net assets above £3 million, often find standard high street banks and building societies fall short of their unique financial needs. These institutions frequently lack the resources and flexibility to offer bespoke lending arrangements tailored to those with a complex income structure. This is where private banks and specialist departments within global firms come in, providing solutions like customised loan structures and exclusive investment opportunities.

At Hilton Smythe, we leverage our close relationships with these firms and our wealth-planning expertise to secure the most advantageous terms and opportunities for you.

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  • Over 35 years experience
  • Completely independant
  • Honest Advice
  • Tailor-made solutions

Benefits of seeking wealth management advice with Hilton Smythe

Market-leading tax planning guidance: We pride ourselves on offering market-leading tax planning guidance, working with you to construct a robust tax minimisation strategy that will capitalise on all the available tax planning allowances and exemptions to enhance the tax efficiency of your portfolio.

High net worth finance individual

Benefits of working with Hilton Smythe:

  • Market independence: Forget biased recommendations. We’re 100% independent financial advisers, free from funder or product restrictions. No commissions, no conflicts, just your best shot at financing tailored to your goals.
  • Access to a wide panel of lenders: We source exclusive loan deals unavailable through traditional lenders, unlocking bespoke lending solutions that meet your specific needs.
  • A leading SME finance specialist: We’ve been focused exclusively on SMEs since 2018, helping countless businesses reach their growth goals.
Other types of Commercial Finance
  • Sharia Finance

    Seeking growth within your faith? We understand the unique challenges facing Sharia-compliant businesses who cannot take advantage of the conventional debt-based products on the market.

  • Structured Finance

    Need complex funding solutions? Enter structured finance – a way to design flexible financing solutions that reduce the risk profiles of investments while improving liquidity

  • Invoice Discounting

    Want to improve your cash flow while managing your own credit control process? Invoice discounting is a form of Invoice financing that helps you to confidentially access funds tied up in unpaid invoices to release working capital. Click the link below to find out more.