Commercial Finance I Hilton Smythe I Business Finance Experts

Commercial Finance

As an independent finance consultancy, Hilton Smythe Finance is best suited to helping your business achieve its goals with minimum effort and fuss for you.

No matter what your financial needs get in touch to see how we can help you reach your goals.

Grow a business

Commercial finance to fuel your growth

From acquisition finance through to growth capital, our independent finance service connects businesses with optimal funding solutions. We leverage our extensive lender network and market insights to secure competitive rates and terms, freeing up your focus for strategic initiatives.

Hilton Smythe Finance Ltd are Authorised and Regulated by the Financial Conduct Authority; We are a credit broker, not a lender.

Commission paid to Hilton Smythe Finance Ltd may vary in amount depending on the lender or product. Where the nature of any financial arrangement, including the amount of commission or any other type of remuneration is known, in advance of us promoting or recommending a particular lender or finance product, this information will be disclosed to you. The lenders we may introduce you to, may pay commission at different rates. However, the amount of commission that we receive from a lender does not affect the amount that you pay to any lender.


Our available financial services

Commercial Mortgages

Trading businesses can use Commercial Mortgages to purchase or refinance commercial property from where their business operates. We can help you find the right commercial property finance option to assist you.

Commercial Property Finance

We can help you find the right commercial property finance option to assist you with either purchasing or refinancing a property to let. Whether it’s to house your own business or used as an asset that you can let out to generate additional income.

Commercial Loans

It’s important to find the most appropriate commercial loan to protect your business, or to support your ambitious business plans. The right amount of money, at the right time, on the right terms, can make or break a business many times over.

Property Development Finance

Property development finance is a range of loan solutions to enable property developers, investors and builders the funds to develop or refurbish houses, apartments, retail or commercial units, we can help you access the right finance.

Management Buyout Financing

When it’s time to sell your business there are many options available, Management Buyout financing allows experienced people working in a company to buy out the existing management.

Invoice Finance

Businesses can raise money through invoice financing or factoring, obtaining cash from unpaid invoices quickly. This method of financing is generally quicker and less stringent than traditional banking or other commercial finance solutions.

Invoice Factoring

In business cash is king and if you’re looking to get the cash flowing, invoice factoring can be a way to release cash from the account receivable from your balance sheet.

Alternative Finance

Alternative Finance refers to any form of business finance that comes from a non-traditional provider. It aims to offer funding away from mainstream financing, such as from high street banks and capital markets.

Asset Finance

Asset Finance is a great financing option for businesses who require new assets, such as equipment, transport and machinery. It allows businesses to spread the cost of the asset over an agreed length of time.

Find out how much you could borrow in under 60 seconds

Use our Finance Calculator to get an instant quote in just 3 easy steps.

  • Less than 1 minute to complete
  • Answer a few simple questions
  • See how much you could borrow

What our customers say…

Reputation is driven by you

We believe our reputation to be of the up-most importance. We collect reviews from Feefo* and Google Reviews* and the majority of our reviews are five stars, demonstrating that we offer a stellar service from start to finish.

*Some reviews are edited for brevity and spelling/punctuation. All are currently live on Feefo and Google Reviews.

Feefo Google Reviews
  • They helped me the whole way

    “Not easy selling a restaurant during a pandemic but we got there in the end, Hilton Smythe were there seeing me through the whole process, they were friendly, easy to talk to and great at guiding me through.”

  • First class

    “I cannot thank them enough. I have nothing but praise for everyone at Hilton Smythe, they were there every step of the way to guide me through a difficult sale.”

  • Extremely efficient from start to finish

    “Paul dealt with our business sale then Karen Currie pushed the sale forward, keeping us informed of every step daily. Very impressed at their professionalism and friendly, efficient manner. Would highly recommend.”

  • Very professional service

    “Help and advice on hand for anyone starting out on a new venture fully recommended.”

  • Amazing company

    “Rob was great at the start then passed onto Kate which she took to another level. Only had my best interest at heart and worked very hard to close the deal. I can't explain how happy I am that I sold my business thanks to you guys.”

Why choose Hilton Smythe for all your Commercial Finance?

  • Expert and knowledgeable team with many years’ experience dealing with business finance.
  • No up-front administration or fee charges.
  • Dedicated Manager who knows you and your business. Specialist in helping you fund the purchase of your dream business.
  • Whole market approach to get the best terms and rates for your circumstances.

We like to talk to the people behind the plans to get to know them and their business goals. Just call, email or book a confidential enquiry and one of our business advisers will get in touch to find out how we can help you make it happen.

The Hub

Business Insights

Whitepaper:  Merger and Acquisition Trends in the UK Recruitment Industry 2024

Our latest whitepaper explores how recruitment business owners can maximise the value of their company by gaining a deeper understanding of the latest M&A trends within the recruitment industry.

Success Stories

The sale of health and safety consultancy Comply at Work

Hilton Smythe secures the sale of health and safety consultancy Comply at Work to AW Safety Management Ltd.

Success Stories

The sale of Elstan HR

Hilton Smythe secures sale of Elstan HR to one of Scotland’s largest professional services firms.