Bridging Loan Calculator

Use our free bridging loan calculator tool for a comprehensive estimate of interest, fees and additional expenses involved in a bridging finance loan for you.

• Quick to complete
• Answer a few simple questions
• Get a FREE bridging loan quote

What is a bridging loan calculator?

A bridging loan calculator provides an estimate of the potential costs of a bridging loan tailored to your specific situation, including the amount you wish to borrow, the value of your property and the desired loan duration. To make sure you get the best possible option when seeking a business loan, you should seek expert advice from a business broker such as Hilton Smythe

Bridging loan eligibility

Lenders often have their own eligibility criteria, with each lender establishing its own preferred borrower standard for bridging loans.

Loan Term – Bridging loans can have maximum terms of up to 24 months, with average durations ranging from 12 to 18 months.

Exit Strategy – Your exit strategy should detail how you plan to repay the loan.

Security – You will need to provide a high-value asset, such as a property, as collateral for the loan.

Minimum Loan – Most lenders set a minimum loan amount, which can range from £25,000 to as much as £100,000.

Credit History – While credit scores are less critical than for traditional mortgages, a strong credit history can help you secure better rates. All lenders conduct standard checks.

Deposit – Bridging loan providers typically offer loans of up to 75% gross loan-to-value. However, if you can make a deposit of at least 40%, you may qualify for more favourable rates.

Our bridging loan calculator allows you to get a quick and accurate figure for a loan you may be eligible for for your business. Alternatively, get in touch and have one of our team help map out a potential loan without obligation.