Commercial Finance Broker Bolton
Finding you the right solution
Investing in a business and searching for funding options can be a difficult and lengthy process. Our commercial finance brokers at Hilton Smythe use their expertise to help you secure the best loan for you.
Whether you are seeking funds to purchase a business or need help with existing cash flow, enlisting the help of our commercial finance brokers in Bolton will help you to find a suitable finance option.
What is a commercial finance broker?
A commercial finance broker works for individuals and businesses liaising with lenders to secure the right funding option for their client. A professional broker will assess your:
- Current business
- Current financial status
- Credit history
- Future plans
From there, they can negotiate an appropriate funding deal for you based on your repayment capabilities and amount required.
How do commercial finance brokers work?
Once your broker has discussed the above areas with you, they can then best assess your situation in order to make the correct loan decision on your behalf.
As there are a large range of funding options available to businesses of all sizes, a finance broker needs to understand all of the important aspects of a business’s or individuals’ requirements before making a decision.
Some of the more common types of funding that brokers secure for their clients include:
A lot of these funding options wouldn’t be available through traditional lenders, such as a high-street bank, and businesses are often turned away from these lenders due to strict criteria. Our brokers will aim to find a suitable lender that will secure you a loan with ease.
Why should I use a commercial finance broker in Bolton?
Our brokers are highly experienced and knowledgeable regarding the range of funding options available to businesses. A broker will save you plenty of time – you won’t have to search for lenders only to be rejected due to strict criteria. You will also save money by working with an expert finance broker, as they will ensure that you aren’t stuck with a loan that you can’t afford to repay or on terms that won’t suit you going forward.
How much do commercial finance brokers charge?
At Hilton Smythe Finance, we don’t require up-front or administration fee charges. Finance brokers usually charge a fee or negotiate commission for their services, but this will be discussed in more detail once in conversation with our clients and lenders.
What areas do you service?
Our main office is based in Bolton, so we can help local businesses and individuals with their funding needs. We’re also happy to work with clients through larger areas, such as in Manchester.
If you are based in the UK, no matter where, get in touch with us today for help and to discuss your options with us.
Why choose Hilton Smythe Finance?
Our commercial finance brokers are:
- Fully qualified with plenty of experience
- Regulated by the Financial Conduct Authority (FCA)
- Always GDPR compliant
- Great communicators that provide expert support and guidance
If you want a stress-free solution for your business regarding funding, let our brokers find you a suitable option that works for your specific requirements. Have a chat with us today!
Trading businesses can use Commercial Mortgages to purchase or refinance commercial property from where their business operates. We can help you find the right commercial property finance option to assist you.
Commercial Property Finance
We can help you find the right commercial property finance option to assist you with either purchasing or refinancing a property to let. Whether it’s to house your own business or used as an asset that you can let out to generate additional income.
It’s important to find the most appropriate commercial loan to protect your business, or to support your ambitious business plans. The right amount of money, at the right time, on the right terms, can make or break a business many times over.
Property Development Finance
Property development finance is a range of loan solutions to enable property developers, investors and builders the funds to develop or refurbish houses, apartments, retail or commercial units, we can help you access the right finance.
Management Buyout Financing
When it’s time to sell your business there are many options available, Management Buyout financing allows experienced people working in a company to buy out the existing management.
Businesses can raise money through invoice financing or factoring, obtaining cash from unpaid invoices quickly. This method of financing is generally quicker and less stringent than traditional banking or other commercial finance solutions.
In business cash is king and if you’re looking to get the cash flowing, invoice factoring can be a way to release cash from the account receivable from your balance sheet.
Alternative Finance refers to any form of business finance that comes from a non-traditional provider. It aims to offer funding away from mainstream financing, such as from high street banks and capital markets.
Asset Finance is a great financing option for businesses who require new assets, such as equipment, transport and machinery. It allows businesses to spread the cost of the asset over an agreed length of time.