Business Insights - Hilton Smythe

The Hub

Commercial Bridging Loan for Buy-to-Let Properties

Discover how the cost of debt impacts business valuations. Learn how debt-to-equity ratios and the trade-off theory of capital structure can affect profitability, WACC, and perceived business risk.

Business Insights

The business insights section covers a wide range of business topics to help business owners make informed decisions and have a greater understanding on a wide range of business related topics, giving them a deeper insight into issues and situations related to their particular business.

A 2023 Xero report found that nearly 72% of small businesses struggle with cash flow issues, often impacting both business and personal finances. Fortunately, funding solutions can help.

The SME lending landscape is already fraught with difficulty; a poor credit score will throw a further wrench in the works. Hilton Smythe unpacks how to build your business credit score for long-term growth.

Securing acquisition finance is a notoriously difficult process – and even more so in the age of alternative lenders and new finance innovations. Fortunately, Hilton Smythe can help.

In an uncertain market, scalability, strong balance sheets, and an ability to respond to sector-specific dynamics remain high up on the shopping list for acquirers.

Even after the Autumn Budget passes, economic, social and political turbulence looks set to stay. Hilton Smythe looks at how this volatility brings both challenges and opportunities for M&A.

Despite subdued activity in the green loan sustainable finance space, the groundwork has been laid for a rebound – from regulatory and public procurement changes through to attractive incentives from the “Big Four” UK banks.