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How much do I need as a lump sum to retire comfortably?
We thought we would ask our friends at Opal Financial Management to give us their advice on this question.

Tips, Advice and Business News
All the latest tips, advice and business news brought to you by Hilton Smythe, essential reading if you are thinking of buying or selling a business or need some useful tips and advice on business or finance.
We thought we would ask our friends at Opal Financial Management to give us their advice on this question.
According to the Office of National Statistics, Internet sales as a percentage of total retail sales has been growing steadily since 2006.
Hilton Smythe is predicting something of a boom in the value of hotels and guest houses across the UK, thanks to current staycation trends and investment in tourism.
As a busy business owner running your business you haven’t had the time to think about how much your business could actually be worth.
Done right, social media has the potential to build better relationships with existing customers and reach new ones who might not have heard of your brand.
Taking on a franchise within a proven operation and support network reduces those risks and the workload substantially.